The cost of providing health care to its employees is a huge expense to business owners, regardless of the employees' share of the tab. It's a cost that has been growing by leaps and bounds year after year, long before the health reform was enacted and before Barack Obama was president.

One of my sons has been working two part-time jobs since graduating college. The part-time status comes with no benefits -- no paid vacation or paid sick time and, most critical, no health coverage. So I'm really glad that young adults are now allowed to remain on their parents' health insurance until age 26.

It's not a perfect situation; it's an expense to the employer providing the coverage. And the law doesn't help young men and women whose parents aren't on a family health plan. But given the economic realities of the job market, and the cost and importance of having coverage, I'm grateful for the age 26 rule. As the very least, it buys some peace of mind and time.